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Morris-Somerset Senior Services and Resources

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Community Resources : Consumer Affairs and Legal Aid

2-1-1 Get Answers, Get Connected
2-1-1 (Dial Phone #211) is an easy to remember telephone number that where available connects people with important community services and volunteer opportunities. The implementation of 211 is being spearheaded by United Way and other referral agencies in states and local communities. United Way of America (UWA) and the Alliance for Information and Referral Systems (AIRS) strongly support Federal funding so that every American has access to this essential service.
A Medicare Basics Video Series
There are 9 videos in the series NJ
The Medicare Basics Video Series was developed to simplify the four basic parts of Medicare (A, B, C & D) to help make your Medicare choices easier to understand. The information for this series is from the official Medicare publications, Medicare & You, Understanding Medicare Enrollment Periods, and Your Guide to Medicare Prescription Drug Coverage. The entire series was reviewed for accuracy by Medicare (CMS Region VIII).
American Bar Association - ABA
Directory of Attorneys & Legal Resources NJ
ABA is a professional association that provides law school accreditation, continuing legal education, information about the law, programs to assist lawyers and judges in their work, and initiatives to improve the legal system for the public. The ABA cannot help consumers directly but there are many people out there who can. This site lists resources by state. Most legal issues are regulated by the law in the state where you live, or where the problem occurred.
Find Benefit Programs NJ
The National Council of Aging created this website to help older adults to quickly identify programs that may improve the quality of their lives. You take 10 or 15 minutes to enter information about your financial situation into an online questionnaire. BenefitsCheckUp is completely confidential.
Better Business Bureau - BBB
Check out businesses online before you make a purchase NJ
Check out a business online to see if they are registered with the BBB or register a complaint against a company registered with the BBB. There are BBB offices in U.S., Canada and Puerto Rico.
Federal Trade Commission
The FTC is a bipartisan federal agency with a dual mission to protect consumers and promote competition. The FTC protects consumers by stopping unfair, deceptive or fraudulent practices in the marketplace. We conduct investigations, sue companies and people that violate the law, develop rules to ensure a vibrant marketplace, and educate consumers and businesses about their rights and responsibilities.
Federal Trade Commission
The Federal Trade Commission website has valuable information on the growing problem of Identity Theft originating with stolen social security numbers. Look for the Consumer Information section on this website and for the topic of Identity Theft to learn how to protect your social security number.
HUD - Find a Housing Counselor
Search Online for a Counseling Agency NJ
Want advice on buying a home, renting, default, foreclosure, credit issues or reverse mortgages? HUD sponsors housing counseling agencies throughout the country to provide free or low cost advice.
Justice in Aging
Advocates Low-Income Elderly and Disabled Americans NJ
Justice in Aging advocates before the courts, Congress and federal agencies to promote the independence and well-being of low-income elderly and disabled Americans.
Directory to Nonprofit Legal Aid Providers NJ
LawHelp helps low and moderate-income people find free legal aid programs in their communities, and answers to questions about their legal rights.
National Association of Insurance Commissions - NAIC
Infomative publication on long-term health care NJ
The National Association of Insurance Commissioners (NAIC) is a professional association for companies providing insurance products.
Self Help
Supporting courts, community and legal aid self help practitioners NJ is an award-winning site that supports a growing network of self-help program practitioners with an online clearinghouse of information relating to self-representation.
State Health Insurance Assistance Program (SHIP)
SHIP is a free health benefits counseling service for Medicare beneficiaries and their families or caregivers. SHIPs mission is to educate, advocate, counsel and empower people to make informed healthcare benefit decisions. SHIP is an independent program funded by Federal agencies and is not affiliated with the insurance industry.
The More You Know
Keep current on issues of national concern with “The More You Know” website. The website features topics on pressing social issues ranging from health, family life and issues in the U.S.
Get it Done Online NJ
Internet gateway to Federal government agencies and online services including forms, regulations and phone directories.